DC · Mortgage origination, brokering, and servicing
Mortgage in District of Columbia
Mortgage lender, broker, and/or servicer license
Mortgage company and broker license requirements by state is the national page. This page is District of Columbia only.
District of Columbia generally requires this license: Mortgage lender, broker, and/or servicer license. File through NMLS.
The regulating agency is the District of Columbia Department of Insurance, Securities and Banking.
Fee: Mortgage Lender License: application fee $1,200. License registration fee $0. NMLS processing fee $120. Mortgage Broker License: application fee $1,100. License registration fee $0. NMLS processing fee $120.
Bond: Mortgage Lender License: minimum surety bond on the NMLS chart is $12,500. Mortgage Broker License: minimum surety bond on the NMLS chart is $12,500.
Related pages
Fee, bond, and timeline
Each cell cites a state regulator, a statute, or the NMLS License Requirements and Fees Chart. If a figure could not be verified, the cell says Varies, see regulator and links the agency.
| Item | Published figure | Source |
|---|---|---|
| Fee | Mortgage Lender License: application fee $1,200. License registration fee $0. NMLS processing fee $120. Mortgage Broker License: application fee $1,100. License registration fee $0. NMLS processing fee $120. | NMLS License Requirements and Fees Chart |
| Bond | Mortgage Lender License: minimum surety bond on the NMLS chart is $12,500. Mortgage Broker License: minimum surety bond on the NMLS chart is $12,500. | NMLS License Requirements and Fees Chart |
| Timeline | Varies, see regulator | District of Columbia Department of Insurance, Securities and Banking, NMLS License Requirements and Fees Chart |
Last verified:
LicenseStore cost page for District of ColumbiaLicenseStore compareLicenseStore sources
Who needs this in District of Columbia
A company that originates, brokers, or services residential mortgage loans in District of Columbia generally needs a state mortgage license from District of Columbia Department of Insurance, Securities and Banking. Lending or brokering is usually one company authority; servicing is a separate authority in most states. Individual MLOs need their own MU4 license sponsored by a licensed company.
Where to file
Request District mortgage lender, broker, or dual-authority licenses on NMLS with DISB. NMLS is the filing system. District of Columbia Department of Insurance, Securities and Banking still issues or denies the license. Depository institutions register MLOs on the federal NMLS registry instead of holding this company license.
How to handle a mortgage company filing in District of Columbia
- Confirm the mortgage company activity in District of ColumbiaA company that originates, brokers, or services residential mortgage loans in District of Columbia generally needs a state mortgage license from District of Columbia Department of Insurance, Securities and Banking. Lending or brokering is usually one company authority; servicing is a separate authority in most states. Individual MLOs need their own MU4 license sponsored by a licensed company.
- Open the agency checklistOpen District of Columbia Department of Insurance, Securities and Banking and read the current checklist before you apply. The agency page is linked on this screen.
- File on the path this page namesRequest District mortgage lender, broker, or dual-authority licenses on NMLS with DISB. NMLS is the filing system. District of Columbia Department of Insurance, Securities and Banking still issues or denies the license. Depository institutions register MLOs on the federal NMLS registry instead of holding this company license.
- Use the fee, bond, and timeline tableRead each cell and open its source. If the cell says Varies, see regulator, use the agency link on that row.
Federal overlay
The SAFE Act, TILA/RESPA, ECOA, and (for many servicers) CFPB mortgage-servicing rules apply in addition to the state license. Depository institutions register MLOs on the NMLS federal registry rather than holding state company licenses.
Questions
Who needs a mortgage company license in District of Columbia?+
A company that originates, brokers, or services residential mortgage loans in District of Columbia generally needs a state mortgage license from District of Columbia Department of Insurance, Securities and Banking. Lending or brokering is usually one company authority; servicing is a separate authority in most states. Individual MLOs need their own MU4 license sponsored by a licensed company.
Where do you file in District of Columbia?+
Request District mortgage lender, broker, or dual-authority licenses on NMLS with DISB. NMLS is the filing system. District of Columbia Department of Insurance, Securities and Banking still issues or denies the license. Depository institutions register MLOs on the federal NMLS registry instead of holding this company license.
What fee, bond, and timeline apply in District of Columbia?+
A figure is shown when a state regulator, a statute, or the NMLS License Requirements and Fees Chart states it. If the cell says Varies, see regulator, open the agency link before you pay or set a date.
Sources
Other District of Columbia filings
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Mortgage company and broker license requirements by stateAll District of Columbia licensesNMLS guide
Fee, bond, and timeline cells cite a state regulator, a statute, or the NMLS chart. If a figure could not be verified, the cell says Varies, see regulator and links the agency. License categories and exemptions change. Confirm the current checklist on the official site before you apply. This is not legal advice.