About
About LicensingMadeSimple
The directory exists so the filing desk is visible before the application starts.
Before a form is filled out, someone has to name the license and the agency. That is the whole reason this site exists.
Why the directory is here
A licensing conversation starts in the same place every time. An operator knows the business (collecting, lending, moving money, originating mortgages) and needs the public answer: who typically needs the license in this state, and which desk takes the filing. Those answers live with collection boards, banking departments, NMLS, FinCEN, and sometimes a city license on top of the state. They were never written down as one map.
LicensingMadeSimple is that map. It covers collection and ARM, consumer and commercial lending, money transmitters, and mortgage in all fifty states, with shorter notes on insurance, contractors, and charitable solicitation. Every core state page names the license, the agency, and the filing path, and it links the public source the page was written from.
Open California collection and the page names the Debt Collector License under the California Debt Collection Licensing Act, the Department of Financial Protection and Innovation, and an NMLS filing path. The same pattern runs through the other forty-nine states.
The people behind the map
Cornerstone Licensing is the firm that prepares and submits the application when you want that work done. The same team publishes this directory so the “who” and the “where” are readable in public, before anyone is a client and before anyone is asked to file.
The split is deliberate. This site names the desk. Cornerstone files.
How to use it
- 01Get your roadmap.Three questions name the license type and the usual filing desk.
- 02Open the state page.The directory shows the agency and the path for that state.
- 03File, or have it filed.You can apply yourself. If you want the application prepared and submitted, Cornerstone Licensing does that work.
Fee, bond, and timeline cells on a state license page cite a state regulator, a statute, or the NMLS chart. If a figure could not be verified, the cell says Varies, see regulator and links the agency. This site does not reprint Cornerstone filing counts. Confirm the current checklist on the regulator site. This is not legal advice.