:root{--tint-50:#f4faf7;--tint-100:#d4e1da;--tint-200:#b6c7be;--tint-300:#99aea3;--tint-400:#7e9589;--tint-500:#657c70;--tint-600:#4d6459;--tint-700:#384d42;--tint-800:#24372e;--tint-900:#12211a;--tint-950:#040e09;--bg:var(--tint-50);--surface:var(--tint-50);--text:var(--tint-900);--text-secondary:var(--tint-600);--text-muted:var(--tint-600);--cta:#0b7a55;--cta-hover:#086348;--primary:var(--tint-900);--primary-hover:var(--tint-900);--primary-light:var(--tint-50);--primary-border:var(--tint-100);--accent:#5a6475;--accent-light:#f7f8fa;--dark:var(--tint-900);--dark-mid:var(--tint-900);--border:var(--tint-100);--border-light:var(--tint-50);--shadow-sm:0 1px 2px #12211a0a;--shadow:0 10px 30px #12211a0f;--shadow-lg:0 16px 40px #12211a14;--radius:12px;--radius-lg:12px;--radius-btn:8px;--sans:"Geist Sans", "Source Sans 3", "Segoe UI", sans-serif;--mono:ui-monospace, "SFMono-Regular", Menlo, Consolas, monospace;--tap:44px}*,:before,:after{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:var(--sans);background:var(--bg);color:var(--text);-webkit-font-smoothing:antialiased;text-rendering:optimizelegibility;line-height:1.65}h1,h2,h3,.wr-big,.nav-logo,.story-open,.wiz-q{font-family:var(--sans);letter-spacing:-.02em;font-weight:600}a{color:var(--text);text-decoration:none}a:hover{text-decoration:underline}.container{max-width:1120px;margin:0 auto;padding:0 24px}.nav{background:var(--surface);border-bottom:1px solid var(--border);z-index:100;position:sticky;top:0}.nav-inner{justify-content:space-between;align-items:center;gap:16px;max-width:1120px;min-height:64px;margin:0 auto;padding:0 24px;display:flex}.nav-logo{color:var(--text);letter-spacing:-.02em;flex:0 auto;align-items:center;gap:10px;min-width:0;font-size:.98rem;font-weight:600;line-height:1.15;text-decoration:none;display:inline-flex}.nav-logo:hover{color:var(--text);text-decoration:none}.nav-logo.is-inverse,.nav-logo.is-inverse:hover{color:var(--tint-50)}.logo-mark{flex:none;width:22px;height:22px}.nav-desktop{align-items:center;gap:22px;display:flex}.nav-desktop>a{color:var(--text-secondary);font-size:.92rem;font-weight:500;text-decoration:none}.nav-desktop>a:hover{color:var(--text);text-decoration:none}.nav-mobile{flex:none;align-items:center;gap:8px;display:none}.nav-cta{background:var(--cta);border-radius:var(--radius-btn);min-height:40px;font-family:var(--sans);letter-spacing:0;justify-content:center;align-items:center;padding:0 14px;font-size:.9rem;font-weight:600;transition:background .2s;display:inline-flex;color:var(--tint-50)!important;text-decoration:none!important}.nav-cta:hover{background:var(--cta-hover);text-decoration:none;color:var(--tint-50)!important}.nav-drawer{position:relative}.nav-drawer>summary{border:1px solid var(--border);border-radius:var(--radius-btn);background:var(--surface);cursor:pointer;width:40px;height:40px;color:var(--text);place-items:center;list-style:none;display:grid}.nav-drawer>summary::-webkit-details-marker{display:none}.burger,.burger:before,.burger:after{background:currentColor;width:16px;height:1.5px;display:block;position:relative}.burger:before,.burger:after{content:"";position:absolute;left:0}.burger:before{top:-5px}.burger:after{top:5px}.nav-drawer[open] .burger{background:0 0}.nav-drawer[open] .burger:before{top:0;transform:rotate(45deg)}.nav-drawer[open] .burger:after{top:0;transform:rotate(-45deg)}.nav-drawer-panel{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow);z-index:30;min-width:200px;padding:8px;position:absolute;top:calc(100% + 8px);right:0}.nav-drawer-panel a{color:var(--text);border-radius:8px;padding:12px;font-size:.95rem;font-weight:500;text-decoration:none;display:block}.nav-drawer-panel a:hover{background:var(--bg);text-decoration:none}.hero{text-align:center;background:0 0;padding:72px 0 56px}.hero-kicker{margin-bottom:18px}.hero h1{letter-spacing:-.03em;max-width:14em;margin:0 auto 18px;font-size:clamp(2rem,4vw,3.35rem);font-weight:600;line-height:1.12}.hero p{color:var(--text-secondary);max-width:40rem;margin:0 auto 32px;font-size:1.1rem}.hero-cta{background:var(--cta);min-height:48px;color:var(--tint-50);border-radius:var(--radius-btn);font-family:var(--sans);letter-spacing:0;justify-content:center;align-items:center;gap:8px;padding:0 18px;font-size:1rem;font-weight:600;text-decoration:none;transition:background .2s;display:inline-flex}.hero-cta:hover{background:var(--cta-hover);color:var(--tint-50);text-decoration:none}.section{padding:88px 0}.section-alt{background:var(--surface)}.section-title{text-align:center;letter-spacing:-.03em;margin-bottom:12px;font-size:clamp(1.7rem,3vw,2.25rem);font-weight:600}.section-sub{text-align:center;color:var(--text-secondary);max-width:500px;margin:0 auto 40px;font-size:.95rem}.card-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:18px;display:grid}.card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:24px;transition:box-shadow .2s}.card:hover{box-shadow:var(--shadow-sm)}.card h3{margin-bottom:8px;font-size:1.15rem}.card p{color:var(--text-secondary);font-size:.88rem}.wizard-wrap{max-width:680px;margin:0 auto}.wizard-card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow-sm);padding:28px 28px 24px}.wiz-kicker{text-align:center}.wizard-card h3{text-align:center;margin-bottom:8px;font-size:2rem}.wizard-sub{text-align:center;color:var(--text-secondary);margin-bottom:28px;font-size:1rem}.form-group{margin-bottom:18px}.form-group label{color:var(--text);margin-bottom:6px;font-size:.88rem;font-weight:700;display:block}.form-group select,.form-group input{border:1px solid var(--border);width:100%;color:var(--text);background:var(--bg);border-radius:10px;padding:14px 16px;font-size:.95rem;transition:border-color .2s}.form-group select:focus,.form-group input:focus{border-color:var(--text);outline:none;box-shadow:0 0 0 3px #12211a14}.btn{background:var(--primary);width:100%;min-height:52px;color:var(--tint-50);border-radius:var(--radius-btn);font-family:var(--sans);cursor:pointer;border:none;justify-content:center;align-items:center;padding:14px 18px;font-size:1rem;font-weight:600;text-decoration:none;transition:background .2s;display:flex}.btn:hover{background:var(--primary-hover);color:var(--tint-50);text-decoration:none}.btn-primary{background:var(--cta);color:var(--tint-50)}.btn-primary:hover{background:var(--cta-hover);color:var(--tint-50)}.wizard-result{text-align:left;background:0 0;border:0;margin-top:8px;padding:8px 0 0}.wr-title{letter-spacing:-.03em;margin:4px 0 16px;font-size:clamp(1.35rem,2.5vw,1.75rem);font-weight:600;line-height:1.2}.wr-big{color:var(--text);margin-bottom:4px;font-size:2rem;font-weight:600}.wr-label{color:var(--text-secondary);margin-bottom:16px;font-size:.85rem}.wr-details{text-align:left;grid-template-columns:1fr 1fr;gap:10px;margin:16px 0;display:grid}.wr-item{background:var(--surface);border:1px solid var(--border);border-radius:10px;padding:14px}.wr-item-label{color:var(--text-muted);text-transform:uppercase;letter-spacing:.3px;font-size:.72rem}.wr-item-value{margin-top:2px;font-size:.95rem;font-weight:700}.faq-item{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);margin-bottom:10px}.faq-list{margin-top:28px}.faq-q{min-height:var(--tap);cursor:pointer;user-select:none;justify-content:space-between;align-items:center;gap:16px;padding:16px 22px;font-size:1rem;font-weight:600;list-style:none;display:flex}.faq-q::-webkit-details-marker{display:none}.faq-q:hover{background:var(--bg)}.faq-a{color:var(--text-secondary);padding:0 22px 16px;font-size:.9rem;line-height:1.7}.faq-toggle{color:var(--text-muted);flex-shrink:0;font-size:1.3rem;font-weight:300;transition:transform .2s}details[open] .faq-toggle{transform:rotate(45deg)}.cta-band{background:var(--dark);text-align:center;color:var(--tint-50);padding:72px 0}.cta-band h2{color:var(--tint-50);margin-bottom:12px;font-size:clamp(1.8rem,3vw,2.4rem)}.cta-band p{color:var(--tint-100);max-width:460px;margin-bottom:28px;margin-left:auto;margin-right:auto}.cta-band .cta-btn{background:var(--cta);min-height:48px;color:var(--tint-50);border-radius:var(--radius-btn);font-family:var(--sans);justify-content:center;align-items:center;padding:0 18px;font-size:1rem;font-weight:600;text-decoration:none;transition:background .15s;display:inline-flex}.cta-band .cta-btn:hover{background:var(--cta-hover);color:var(--tint-50);text-decoration:none}.page-hero{background:var(--surface);border-bottom:1px solid var(--border);text-align:center;padding:72px 0 56px}.page-hero h1{letter-spacing:-.03em;overflow-wrap:break-word;margin-bottom:12px;font-size:clamp(2rem,4vw,3rem);font-weight:600}.page-hero p,.page-hero .lede{color:var(--text-secondary);max-width:720px;margin:0 auto;font-size:1.12rem;line-height:1.55}.page-hero .hub-byline{color:var(--text-muted);margin-top:16px;font-size:.9rem;line-height:1.45}.page-hero .hub-byline time{color:var(--text);font-weight:600}.author-box{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);text-align:left;margin-top:28px;padding:16px 18px}.author-box p{color:var(--text-secondary);overflow-wrap:break-word;margin:0;font-size:.93rem;line-height:1.7}.author-box .author-box-name{color:var(--text);margin-bottom:8px;font-weight:600}.author-box a{color:var(--cta);text-underline-offset:3px;font-weight:600;text-decoration:underline}.page-hero .hub-jumps{margin-top:20px}.hub-jumps a{justify-content:center;align-items:center;min-width:44px;min-height:44px;padding:0 10px;display:inline-flex}.page-hero .hub-up{margin-top:14px;font-size:.95rem}.hub-note{color:var(--text-secondary);margin:0;font-size:.84rem;line-height:1.55}.hub-cited{color:var(--text-muted);margin:8px 0 0;font-size:.78rem;line-height:1.45}.lms-table.hub-table{min-width:760px}.hub-table td:nth-child(4){min-width:280px}.footer{background:var(--dark);color:var(--tint-200);font-family:var(--sans);padding:40px 0 24px}.footer-grid{grid-template-columns:2fr 1fr 1fr 1fr;gap:36px;margin-bottom:28px;display:grid}.footer-brand p{color:var(--tint-400);margin-top:8px;font-size:.85rem}.footer h4{font-family:var(--mono);text-transform:uppercase;letter-spacing:.06em;color:var(--tint-400);margin-bottom:12px;font-size:.72rem;font-weight:500}.footer a{color:var(--tint-200);margin-bottom:8px;font-size:.85rem;text-decoration:none;display:block}.footer a:hover{color:var(--tint-50)}.footer .nav-logo{margin-bottom:0}.footer-note{color:var(--tint-400);max-width:760px;margin-bottom:18px;font-size:.8rem;line-height:1.6}.footer-bottom{color:var(--tint-400);border-top:1px solid #f4faf714;flex-wrap:wrap;justify-content:space-between;gap:8px;padding-top:20px;font-size:.8rem;display:flex}.footer-bottom a{color:var(--tint-200);margin:0;display:inline}.lms-kicker{font-family:var(--mono);letter-spacing:.08em;text-transform:uppercase;color:var(--text-secondary);margin-bottom:8px;font-size:.72rem;font-weight:500}.sr-only{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.lms-crumb{color:var(--text-muted);margin-bottom:14px;font-size:.82rem}.lms-crumb a{color:var(--text-secondary)}.lms-dir-card{color:inherit;text-decoration:none;display:block}.lms-dir-card:hover{text-decoration:none}.lms-card-link{color:var(--text);text-underline-offset:3px;margin-top:12px;font-size:.86rem;font-weight:600;text-decoration:underline;display:inline-block}.lms-core-grid,.lms-agency-grid{grid-template-columns:repeat(2,1fr)}.lms-prose{max-width:720px;margin:0 auto}.lms-prose h2{overflow-wrap:break-word;margin-top:32px;margin-bottom:10px;font-size:1.2rem}.lms-prose h2:first-child{margin-top:0}.lms-prose h3{overflow-wrap:break-word;margin-top:22px;margin-bottom:6px;font-size:1.05rem;line-height:1.35}.lms-prose p,.lms-prose li{color:var(--text-secondary);overflow-wrap:break-word;margin-bottom:14px;font-size:.93rem;line-height:1.8}ul.lms-link-list{margin:8px 0 14px;padding-left:1.15rem}ul.lms-link-list li{overflow-wrap:break-word;margin:0 0 8px}.lms-subhead{overflow-wrap:break-word;margin:28px 0 12px;font-size:1.15rem}.lms-inline-states{text-align:center;color:var(--text-muted);font-size:.88rem;line-height:2}.lms-table-wrap{border:1px solid var(--border);border-radius:var(--radius);background:var(--surface);overflow-x:auto}.lms-table{border-collapse:collapse;width:100%;font-size:.88rem}.lms-table th{text-align:left;background:var(--primary-light);color:var(--text);text-transform:uppercase;letter-spacing:.04em;border-bottom:1px solid var(--primary-border);padding:12px 14px;font-size:.75rem}.lms-table td{border-top:1px solid var(--border);vertical-align:top;padding:12px 14px}.lms-table tr:hover td{background:var(--bg)}.lms-factbar{grid-template-columns:repeat(3,1fr);gap:12px;display:grid}.lms-factbar>div{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);padding:16px 18px}.lms-factbar strong{overflow-wrap:break-word;margin-top:4px;font-size:.95rem;display:block}.crumb-list{color:var(--text-muted);flex-wrap:wrap;justify-content:center;gap:0;margin:0 0 14px;padding:0;font-size:.82rem;list-style:none;display:flex}.crumb-list a{color:var(--text-secondary)}.crumb-list li{align-items:center;max-width:100%;display:inline-flex}.crumb-list li:not(:last-child):after{content:"/";color:var(--text-muted);margin:0 8px}.req-block{margin-top:36px}.req-title{margin-bottom:8px}.req-lead{max-width:40rem;margin-bottom:16px}.req-wrap{border:1px solid var(--border);border-radius:var(--radius);background:var(--surface);overflow:hidden}.req-table{border-collapse:collapse;width:100%;font-size:.92rem}.req-table th,.req-table td{text-align:left;vertical-align:top;border-bottom:1px solid var(--border);overflow-wrap:break-word;padding:14px 16px}.req-table tr:last-child th,.req-table tr:last-child td{border-bottom:0}.req-table thead th{text-transform:uppercase;letter-spacing:.04em;color:var(--text-secondary);background:var(--bg);font-size:.75rem}.req-table td:empty{min-height:1.25em}.lms-verified{color:var(--text-muted);margin-top:10px;font-size:.82rem}.lms-verified time{color:var(--text);font-weight:600}.tool-row,.neighbor-list{flex-wrap:wrap;gap:8px 18px;margin-top:8px;padding:0;list-style:none;display:flex}.tool-row a,.neighbor-list a{text-underline-offset:3px;align-items:center;min-height:44px;font-weight:600;text-decoration:underline;display:inline-flex}.neighbor-list a{border:1px solid var(--border);border-radius:var(--radius-btn);background:var(--surface);padding:0 14px;text-decoration:none}.neighbor-list a:hover{border-color:var(--text-muted);text-decoration:none}.howto-steps{margin:0 0 8px;padding-left:1.2rem}.howto-steps li{margin-bottom:14px}.howto-steps strong{color:var(--text);display:block}.faq-q{overflow-wrap:anywhere}.lms-cta{background:var(--primary-light);border:1px solid var(--primary-border);border-radius:var(--radius-lg);padding:28px}.lms-cta-kicker{font-family:var(--mono);letter-spacing:.08em;text-transform:uppercase;color:var(--text-secondary);margin-bottom:6px;font-size:.72rem;font-weight:500}.lms-cta h2{overflow-wrap:break-word;margin-bottom:8px;font-size:1.25rem}.lms-cta p{color:var(--text-secondary);overflow-wrap:break-word;margin-bottom:16px;font-size:.9rem}.lms-cta-actions{flex-wrap:wrap;align-items:center;gap:12px 18px;display:flex}.lms-cta-text{text-underline-offset:3px;overflow-wrap:break-word;font-weight:600;line-height:1.4;text-decoration:underline}.lms-cta-btn{min-height:var(--tap);background:var(--primary);max-width:100%;color:var(--tint-50);border-radius:var(--radius-btn);text-align:center;white-space:normal;justify-content:center;align-items:center;padding:10px 22px;font-size:.95rem;font-weight:600;line-height:1.3;text-decoration:none;display:inline-flex}.lms-cta-btn:hover{background:var(--primary-hover);color:var(--tint-50);text-decoration:none}.lms-disclaimer{color:var(--text-muted);margin-top:24px;font-size:.8rem;line-height:1.6}.lms-region{margin-bottom:36px}.lms-region h2{letter-spacing:-.2px;margin-bottom:14px;font-size:1.1rem}.lms-state-grid{grid-template-columns:repeat(3,1fr);gap:10px;list-style:none;display:grid}.lms-state-grid a{min-height:var(--tap);background:var(--surface);border:1px solid var(--border);color:var(--text);border-radius:8px;justify-content:space-between;align-items:center;padding:12px 14px;font-size:.92rem;text-decoration:none;display:flex}.lms-state-grid a:hover{border-color:var(--primary-border);box-shadow:var(--shadow-sm);text-decoration:none}.lms-state-grid span{color:var(--text-muted);font-size:.78rem;font-weight:700}.lms-core-legend{text-align:center;color:var(--text-secondary);margin-bottom:32px;font-size:.9rem}.lms-state-list{margin:12px 0 0 18px}.proof-strip{border-top:1px solid var(--border);border-bottom:1px solid var(--border);padding:10px 0}.proof-list{flex-wrap:wrap;justify-content:center;align-items:center;list-style:none;display:flex}.proof-list li{border-left:1px solid var(--border);align-items:center;padding:4px 12px;display:flex}.proof-list li:first-child{border-left:0}.proof-list a{font-family:var(--mono);letter-spacing:.06em;text-transform:uppercase;color:var(--text-secondary);font-size:.72rem;font-weight:500;text-decoration:none}.proof-list a:hover{color:var(--text);text-decoration:none}.wiz-progress{grid-template-columns:repeat(3,minmax(0,1fr));gap:8px;margin:0 0 10px;list-style:none;display:grid}.wiz-progress li{min-height:0;color:var(--text-muted);font-family:var(--mono);letter-spacing:.06em;text-transform:uppercase;flex-direction:column;align-items:stretch;gap:8px;font-size:.68rem;font-weight:500;display:flex}.wiz-bar{background:var(--border);border-radius:99px;width:100%;height:4px;display:block}.wiz-progress li.is-current,.wiz-progress li.is-done{color:var(--text)}.wiz-progress li.is-current .wiz-bar,.wiz-progress li.is-done .wiz-bar{background:var(--text)}.wiz-progress{margin-bottom:22px}.wiz-panel{flex-direction:column;display:flex}.wiz-q{letter-spacing:-.02em;margin-bottom:16px;font-size:1.25rem;font-weight:600;line-height:1.3}.wiz-choices{flex-direction:column;gap:10px;display:flex}.wiz-choice{border:1px solid var(--border);background:var(--surface);width:100%;min-height:56px;color:var(--text);cursor:pointer;text-align:left;font:inherit;border-radius:8px;flex-direction:column;align-items:flex-start;gap:2px;padding:16px 18px;transition:border-color .15s,box-shadow .15s;display:flex}.wiz-choice-row{flex-flow:wrap;justify-content:space-between;align-items:center;gap:8px 16px}.wiz-choice:hover,.wiz-choice:focus-visible{border-color:var(--text);outline:none;box-shadow:0 0 0 3px #12211a14}.wiz-choice-title{font-size:1rem;font-weight:700}.wiz-choice-sub{color:var(--text-secondary);font-size:.88rem;line-height:1.4}.wiz-meta{font-family:var(--mono);letter-spacing:.04em;text-transform:uppercase;color:var(--text-secondary);font-size:.72rem;font-weight:500}.wiz-back{min-height:var(--tap);color:var(--text-secondary);font:inherit;cursor:pointer;background:0 0;border:0;align-self:flex-start;margin:0 0 4px -8px;padding:0 12px;font-size:.92rem;font-weight:600}.wiz-back:hover,.wiz-back:focus-visible{outline:none;text-decoration:underline}.wiz-note{color:var(--text-secondary);margin-top:14px;font-size:.9rem;line-height:1.6}.wizard-result .btn{margin-top:18px}.btn-quiet{min-height:var(--tap);border-radius:var(--radius-btn);border:1px solid var(--border);color:var(--text);background:var(--surface);justify-content:center;align-items:center;padding:0 18px;font-weight:600;text-decoration:none;display:inline-flex}.btn-quiet:hover{border-color:var(--text);color:var(--text);text-decoration:none}.wr-rows{margin:8px 0 4px}.wr-rows>div{border-top:1px solid var(--border-light);grid-template-columns:112px minmax(0,1fr);gap:12px;padding:12px 0;display:grid}.wr-rows dt{font-family:var(--mono);letter-spacing:.04em;text-transform:uppercase;color:var(--text-secondary);padding-top:3px;font-size:.72rem}.wr-rows dd{color:var(--text);font-size:.95rem}.wr-actions{grid-template-columns:1fr 1fr;gap:8px;margin-top:16px;display:grid}.wr-actions .btn,.wr-actions .btn-quiet{width:auto}.wr-nav{justify-content:space-between;align-items:center;margin-top:4px;display:flex}.wiz-text{color:var(--text-secondary);font:inherit;cursor:pointer;min-height:var(--tap);background:0 0;border:0;padding:0 8px;font-size:.92rem;font-weight:500}.wiz-text:hover{color:var(--text);text-decoration:underline}.story{max-width:740px}.story-open{color:var(--text);margin-bottom:8px;font-size:clamp(1.45rem,2.5vw,1.85rem);line-height:1.35}.story h2{margin-top:40px;margin-bottom:12px;font-size:1.55rem}.story p{color:var(--text-secondary);margin-bottom:14px;font-size:1.05rem;line-height:1.75}.story-steps{gap:14px;margin:8px 0 28px;list-style:none;display:grid}.story-steps li{background:var(--surface);border:1px solid var(--border);border-radius:12px;grid-template-columns:auto 1fr;align-items:start;gap:16px;padding:18px;display:grid}.story-steps span{font-family:var(--mono);color:var(--text-secondary);font-size:.95rem}.story-steps strong{color:var(--text);margin-bottom:2px;display:block}.story-steps div{color:var(--text-secondary);font-size:.98rem;line-height:1.6}.story-cta{margin:8px 0 28px}.behind-lead{text-align:center;max-width:640px;color:var(--text-secondary);margin:0 auto 36px;font-size:1.08rem;line-height:1.7}.section-links{color:var(--text-muted);flex-wrap:wrap;justify-content:center;gap:8px 12px;margin-top:28px;display:flex}.step-num{font-family:var(--mono);letter-spacing:.06em;color:var(--text-secondary);margin-bottom:12px;font-size:.85rem;display:block}.form-group input,.form-group select,.form-group textarea{min-height:var(--tap)}@media (width<=1024px){.section{padding:72px 0}.hero{padding:56px 0 40px}}@media (width<=860px){.nav-desktop{display:none}.nav-mobile{display:flex}.nav-logo{max-width:9.2rem;font-size:.92rem}}@media (width<=768px){.hero{padding:36px 0 28px}.hero h1{max-width:12em;font-size:2.15rem}.hero p{margin-bottom:24px;font-size:1.02rem}.section{padding:48px 0}.card-grid,.lms-core-grid,.lms-agency-grid,.lms-factbar,.lms-state-grid{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr 1fr}.wizard-card{padding:22px 16px 16px}.wr-details,.wr-actions{grid-template-columns:1fr}.page-hero{padding:48px 0 36px}.proof-list{justify-content:flex-start}.proof-list li:first-child{padding-left:0}}@media (width<=640px){.req-table thead{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.req-table,.req-table tbody,.req-table tr,.req-table th,.req-table td{width:100%;display:block}.req-table tr{border-bottom:1px solid var(--border)}.req-table tr:last-child,.req-table tbody th,.req-table td{border-bottom:0}.req-table tbody th{text-transform:uppercase;letter-spacing:.04em;color:var(--text-secondary);padding-bottom:0;font-size:.75rem}}@media (width<=420px){.container,.nav-inner{padding-left:16px;padding-right:16px}.footer-grid{grid-template-columns:1fr}.footer-bottom{flex-direction:column}.nav-mobile .nav-cta{padding:0 10px;font-size:.82rem}.wr-rows>div{grid-template-columns:1fr;gap:4px}}.home{overflow-x:clip}.home .section{padding:64px 0}.home .section-tight{padding-top:24px}.home .section-title,.home .section-sub,.home .behind-lead{text-align:left;margin-left:0}.home .section-sub{max-width:40rem;margin-bottom:28px}.home .section-links{justify-content:flex-start}.home .hero{text-align:left;padding:56px 0 40px}.hero-grid{grid-template-columns:minmax(0,1.15fr) minmax(260px,.85fr);align-items:center;gap:40px;display:grid}.home .hero h1{letter-spacing:-.04em;max-width:11em;margin:0 0 16px;font-size:clamp(2.6rem,5vw,4.15rem);font-weight:600;line-height:1.02}.hero-sub{color:var(--text-secondary);max-width:38rem;margin:0 0 28px;font-size:1.05rem;line-height:1.6}.hero-actions{flex-wrap:wrap;align-items:center;gap:8px 20px;display:flex}.text-link{color:var(--text);text-underline-offset:3px;font-weight:600;text-decoration:underline}.text-link:hover{color:var(--text)}.state-teaser{grid-template-columns:repeat(10,minmax(0,1fr));gap:6px;display:grid}.state-teaser a{aspect-ratio:1;border:1px solid var(--border-light);min-height:28px;color:var(--text-muted);font-family:var(--mono);letter-spacing:.02em;background:#f4faf7b8;border-radius:4px;place-items:center;font-size:.62rem;font-weight:500;text-decoration:none;display:grid}.state-teaser a:hover{color:var(--text);border-color:var(--border);background:var(--surface);text-decoration:none}.state-teaser a[href="/states/california"]{color:var(--text);background:var(--surface);border-color:var(--border)}.dir-layout{grid-template-columns:minmax(0,1fr) minmax(0,1fr);align-items:start;gap:32px 48px;display:grid}.dir-copy h2{letter-spacing:-.035em;max-width:12em;margin:0 0 16px;font-size:clamp(2rem,4vw,3.15rem);line-height:1.05}.dir-copy>p{color:var(--text-secondary);max-width:36rem;margin-bottom:20px;font-size:1.02rem;line-height:1.6}.home-subhead{letter-spacing:-.02em;margin:48px 0 16px;font-size:1.05rem}.ca-card{background:var(--surface);border:1px solid var(--border);box-shadow:var(--shadow-sm);border-radius:12px;min-width:0;padding:20px}.ca-card-head{justify-content:space-between;align-items:flex-start;gap:12px;display:flex}.ca-card-head h3{margin:0;font-size:1.2rem}.ca-card-head p{color:var(--text-secondary);margin-top:4px;font-size:.88rem}.ca-abbr{font-family:var(--mono);letter-spacing:.04em;color:var(--text-secondary);border:1px solid var(--border);background:var(--bg);border-radius:4px;padding:4px 8px;font-size:.72rem}.ca-switch{border:0;grid-template-columns:1fr 1fr;gap:8px;min-width:0;margin:16px 0 0;padding:0;display:grid;position:relative}.ca-input{clip:rect(0, 0, 0, 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.ca-switch label{background:var(--bg);min-width:0;min-height:52px;color:var(--text);cursor:pointer;border:1px solid #0000;border-radius:8px;align-items:center;padding:10px 12px;font-size:.84rem;font-weight:600;line-height:1.3;display:flex}.ca-input:checked+label{background:var(--surface);border-color:var(--tint-100);box-shadow:var(--shadow-sm)}.ca-input:focus-visible+label{outline:2px solid var(--text);outline-offset:2px}.ca-fact{grid-column:1/-1;min-width:0;display:none}#ca-collection:checked~.ca-fact-collection,#ca-lending:checked~.ca-fact-lending,#ca-money-transmitters:checked~.ca-fact-money-transmitters,#ca-mortgage:checked~.ca-fact-mortgage{display:block}.ca-rows{margin-top:8px}.ca-rows>div{border-top:1px solid var(--border-light);grid-template-columns:72px minmax(0,1fr);gap:12px;padding:14px 0;display:grid}.ca-rows dt{font-family:var(--mono);letter-spacing:.04em;text-transform:uppercase;color:var(--text-secondary);padding-top:3px;font-size:.72rem}.ca-rows dd{font-size:.95rem;font-weight:600;line-height:1.4}.ca-note{color:var(--text-secondary);font-weight:400}.home-close{border-top:1px solid var(--border);padding:56px 0 64px}.home-close h2{letter-spacing:-.03em;margin-bottom:8px;font-size:clamp(1.6rem,3vw,2rem)}.home-close p{color:var(--text-secondary);max-width:36rem;margin-bottom:24px}@media (width<=900px){.hero-grid,.dir-layout{grid-template-columns:1fr}.state-teaser{display:none}}@media (width<=768px){.home .section{padding:40px 0}.home .hero{padding:28px 0 24px}.home .hero h1{max-width:none;font-size:2.15rem}.hero-sub{margin-bottom:20px;font-size:1rem}.dir-copy h2{font-size:2rem}}@font-face{font-family:Geist Sans;font-style:normal;font-display:swap;font-weight:400;src:url(/_astro/geist-sans-latin-400-normal.gapTbOY8.woff2)format("woff2"),url(/_astro/geist-sans-latin-400-normal.BOaIZNA2.woff)format("woff")}@font-face{font-family:Geist Sans;font-style:normal;font-display:swap;font-weight:500;src:url(/_astro/geist-sans-latin-500-normal.uokXdC-Q.woff2)format("woff2"),url(/_astro/geist-sans-latin-500-normal.CN2lyvyL.woff)format("woff")}@font-face{font-family:Geist Sans;font-style:normal;font-display:swap;font-weight:600;src:url(/_astro/geist-sans-latin-600-normal.DFOURf8L.woff2)format("woff2"),url(/_astro/geist-sans-latin-600-normal.CA1yjETN.woff)format("woff")}@font-face{font-family:Geist Sans;font-style:normal;font-display:swap;font-weight:700;src:url(/_astro/geist-sans-latin-700-normal.BmN9tIp5.woff2)format("woff2"),url(/_astro/geist-sans-latin-700-normal.CjScfYeH.woff)format("woff")}